Can I Hire a Chapter 7 Bankruptcy Lawyer in Charlottesville, VA?
Yes, you can. Robert S. Stevens, Esq. is a Chapter 7 Bankruptcy lawyer serving Charlottesville, Virginia who can assist you with your Chapter 7 bankruptcy protection, provide compassionate guidance, and file all the court documents necessary to protect you from creditors and discharge your debts.
What Happens When I Choose Chapter 7 Protection?
A Chapter 7 bankruptcy is often called a “straight bankruptcy” or a “straight liquidation bankruptcy.” Filing for Chapter 7 protection discharges (settles) all of your liability on all of your debts. All collections activities against you stop when your bankruptcy attorney files the necessary paperwork in court on your behalf.
Is Chapter 7 Bankruptcy the Right Choice for Me?
In most cases, Chapter 7 is the best option if you can answer yes to each of these questions:
- Do I have a modest income?
- Do I have little or no money available to pay my creditors?
- Do I have no significant assets to lose?
I Can Answer “Yes” but Will I Lose My House or Car?
When we file Chapter 7 Bankruptcy protection on your behalf, you can keep your house and car (in most cases), as long as you continue making payments the court will establish.
How Long Does Chapter 7 Bankruptcy Take in Charlottesville?
Once your bankruptcy lawyer files the court documents, the process lasts approximately 3 months.
Will I Still Owe Money to Creditors After the 3 Months?
No. All of your dischargeable debts are eliminated at the end of the process.